There are many decisions to be made when you are planning to open a new small business. Should you take a lease on business premises or work from home, should you purchase a Business Owners Policy, Nevada commercial insurance or rely on home insurance?
We are often called by clients wanting to file a claim. So many times, it doesn’t make sense to do so. Though it is the prerogative of the insured, there are many instances when a claim should not be filed.
When you are struggling to survive on a budget, every penny you save starts to count. However, there are areas where you shouldn’t try to cut corners, and that includes home insurance Nevada. That said, there are things you can do to help keep the premiums down that won’t compromise your coverage.
We frequently get clients in our office who have their auto insurance with one carrier, home with another, umbrella with a third and their toys; boats, rv’s, motorcycles with a fourth insurance company. How can they keep track of it all? We always recommend that individuals take the time to look at options of bundling their insurance into one carrier. Not only will it usually save money, but the simplicity of dealing with one company helps with time and paperwork.
“Why do I need renters insurance? If the place burns down, I’ll just move?” We often get this answer from clients when we approach them regarding obtaining renters insurance. Unfortunately, the ramifications run a lot deeper than just your place to live.
People never think about who is responsible for the repair of a sewer pipe. I never did until last Saturday when my sewer backed up. I called the plumber to "snake" the drain, thinking the would fix it. Well, he said the "saddle", in the middle of the street is broken at the main sewer line. The representative for the homeowners association where we live said we were responsible for the "lateral" pipe up to the main line, so we'll have to pay for digging up the street and making the repair, probably at a cost more than $2,000. Since it wasn't an abrupt occurence, even though the damage wasnt indoors but outdoor insurance doesn't cover it either.
In this struggling economy, we’ve noticed that many states, police are giving our tickets like candy, especially in California and Nevada. Auto Insurance rates can go through the roof when a tickets is added to your record. One option to get the penalty reduced, or eliminated, is go to traffic school.
In this struggling economy, we’ve noticed that many states, police are giving our tickets like candy, especially in California and Nevada. Auto Insurance rates can go through the roof when a tickets is added to your record. One option to get the penalty reduced, or eliminated, is go to traffic school.
In this struggling economy, we’ve noticed that many states, police are giving our tickets like candy, especially in California and Nevada. Auto Insurance rates can go through the roof when a tickets is added to your record. One option to get the penalty reduced, or eliminated, is go to traffic school.
In this struggling economy, we’ve noticed that many states, police are giving our tickets like candy, especially in California and Nevada. Auto Insurance rates can go through the roof when a tickets is added to your record. One option to get the penalty reduced, or eliminated, is go to traffic school.
